Who doesn’t love saving money? Whether it’s by using a coupon or finding a great deal, saving money feels good and keeps our hard-earned money where it belongs: in our wallets. Not all money saving techniques are easy, but these ones are! Try them today and watch the savings pile on.
1. Review Your Cell Bill, Cut the Extra
With a little research, you can find some areas where you can reduce your cell phone bill. Many people have no clue that they don’t need or use some of the services they’re paying for. Some people don’t even know what they’re paying for to begin with!
Pesky miscellaneous fees can be hidden deep within your cell phone bill and you may not even know it. If you’re curious about your bill:
- Have your carrier explain to you all of the services you are paying for.
- Look over your cell phone bill yourself and make sure you understand what you’re being charged for.
Cutting your cell phone bill is easier than you think. Try it. Over time, you’ll save lots of money for an hour’s worth of work.
2. Sell A Vehicle You Never Use
That truck out there you haven’t driven for months – that’s the one! If you have a vehicle you rarely or never use, it’s a financial sink. You’re paying its insurance, it’s depreciating in value, and it’s one more thing you have to think about and budget for. If you’re keeping a vehicle for a specific purpose – like a truck for hauling big loads every once and a while – it’s worth considering other options like renting or relying on a friend’s assistance. If you have something sitting in your driveway or garage you don’t absolutely need, sell it!
3. Stop Eating Junk Food
Ever wonder why grocery stores are often filled to the brim with junk food? They know that our impulses encourage us to buy these things. Do we really need ice cream every night? Chocolate? (Okay, maybe we do need chocolate, but you get my point.) Try choosing one treat per week from the grocery store. If you stick to this – no cheating! – you’ll save lots of money and live healthier, too!
4. Cut Up Your Credit Cards and Switch to PerkStreet
I’m a PerkStreet customer and I save well over $300 a year simply by using their debit card. That’s a lot of money. And the best part? I can’t go into debt using a debit card like I can with a credit card. That accountability is priceless.
What are some other fast and easy ways you know about for saving money? Think these options will substantially add to your long-term savings? Share a thought in our comments section below!
John Frainee is a Customer Columnist here at PerkStreet, and the webmaster and a writer for the ever-growing blog, The Christian Dollar. John enjoys exploring how faith and finance interact, spending time with his wife and family, and meeting readers from all over the web. He has a Bachelor of Science degree in Bible and Christian Counseling and loves encouraging others in their financial pursuits. You can also find him on Facebook and Twitter.