Dear Clint and Katy,
My wife and I both work, and we just bought our first house for $160,000. I make $55,000 a year and she makes around $35,000. We’ve been receiving a lot of mortgage life insurance offers in the...
We all want to provide for our children, and we have an overwhelming desire to do whatever it takes – regardless of your “situation” – to leave them with a better life than we had.
But sometimes we make the mistake...
In case you missed it, GetRichSlowly, a personal finance website that shares many of our core beliefs – namely avoiding debt, responsible saving and spending, and living within your means – is sponsoring a video contest that could put $500...
Editor’s Note: As part of a special project on The PerkStreet Blog, we’re offering free question and answer columns on Saturdays with Customer Columnists Clint and Katy Davis of Davis Coaching. If you have a question you’d like to submit...
If you’re trying to avoid being in debt, you have probably made some not-so-easy decisions: cutting your credit cards, selling your car, making sacrifices in your budget. But according to a recent report from the Federal Reserve Bank of New...
If you overpaid on your taxes and are not getting a refund, you’re probably having a mini-celebration. But you’re also probably wondering what’s the smartest way to spend or use that money. Here are 10 ways to maximize your refund...
Trying to understand the psychological motivations and influences involved in personal finance is a growing trend. The field of neuroeconomics tries to find brain areas implicated in financial decision-making processes, while other psychologists ask how and why we value things...
Saving money for the future is likely an important part of your financial planning, but not all savings goals are created equal. Short-term savings for things such as vacations or bigger purchases should be handled differently than long-term savings...
Several years ago, my wife and I realized that we needed some kind of financial plan in order to get our finances straight. We were thinking about eating dinner out instead of about paying off debt, and we were paying...
All of us stress about money; if you read yesterday’s article, that much is clear. We stress about our debt, our spending, our budget, and or investments. We stress about money. In fact, according to the American Psychological Association, money...
According to the American Psychological Association (APA), stress in America is becoming a public health crisis. More and more people admit to experiencing chronic stress, which can cause numerous illnesses, both physical and psychological.
A 2010 survey conducted by the APA...
