Editor's Note: This blog post contains two free downloads to help you categorize your budget and prioritize your yearly spending, compliments of the author. Thanks much Davis Coaching!
You know that your monthly budget should be at the core of your...
It is that time of year again. The Christmas season is upon us, and that means it is time to shop. But with a tough economy tightening budgets, how do you find the money to celebrate this holiday season? Here are five great...
The holiday season inspires us to give – primarily through personal gifts. And unless you’re the Grinch, odds are you’re more excited about the gifts you’ll give your loved ones than you are about the ones you’re about to receive....
One of the most common suggestions you will hear to cut back on spending is to take your lunch to work. I tell people this all the time and most of the time I get the eye roll with a...
Medical costs can kill your budget, and prescription drugs are a big reason why. Prescriptions are available for so many conditions that even healthy people can rack up a big prescription drug bill. But no matter your budget or health,...
It’s never too early for kids to learn the importance of money management. But where can they get the experience of banking online before they're old enough to actually get an account? At FamZoo! By utilizing FamZoo, parents can teach...
You've been brainwashed! Don’t believe me? There was a time when people bought things with money they had earned. But credit card companies and ad agencies have worked for decades, spending billions of dollars to convince us that loans are...
In my last post I talked about financial freedom and what it means to me. While understanding what financial freedom means to you is good for setting a goal, it’s not as important as knowing how to reach it.
Figuring...
Every now and then, a lapse in judgment creeps up from behind and bites us. Kind of like stubbing your toe, you made a minor mistake that caused some temporary pain. You learn from it and next time you’re more...
Gym memberships can get costly, ranging from $30-$100 per month. That figure can even be worse, depending on your contract. Looming holiday feasts may threaten your diet, but keeping healthy doesn’t have to threaten your wallet. These alternative fitness routes...
Retirement can seem like a long way off, but ideally we should start planning for retirement the day we start working. Women seem to put off funding their retirement with the thinking that they will do it someday, when things...
A BUDGET – the bane of personal finance – can be a source of great angst and frustration. Budgeting means a lot of things: taking responsibility for your expenses, living below your means, and cutting back on unnecessary purchases. But...
