In order to save money and improve your finances, you must come up with a budget. But more importantly, you must stick to it. Many people create budgets they think will work, but despite their best efforts and intentions, they...
Dear Clint and Katy,
We’ve been “buckled down” and working to become debt free for quite some time. It’s going a little slower than we would like, but we are making progress. When is it all right for us to have...
As you sit in front of your budget, bank statements or stacks of bills, you have to determine two things:
1. Exactly how did I get where I am today?
2. How exactly do I move forward and fix my financial situation?
When...
There are so many great ways you can save money by shopping online, you might not know about all of them! And for those of you who do, it never hurts to have a reminder. Here are five fast tips...
Recently, someone asked us how to sell their car. While that may be difficult, it’s nowhere near as difficult as trying to sell your home. The housing market has drastically changed and millions of homeowners are dealing with underwater mortgages...
I’m the last person you might expect to be writing about gardening – this week on my blog the Family CEO I couldn’t help but call myself “indoorsy.” But not even I am immune to the charms of spring, and...
You’ve heard it from the radio. You’ve heard it from the TV. You’ve heard it from every personal finance expert, guru, writer, and speaker – myself included: “The key to financial freedom, debt freedom, to “winning” at finances, is sacrifice.”
While...
We all want to make more money. Some of us are trying to find quick and easy ways to do it, but we know deep down that earning a quick buck isn’t a sustainable income. Yet we’re still determined that...
When unexpected financial situations arise or when a quick cash fix is needed, some may consider taking a loan from their 401(k). However, many 401(k) participants are unaware of the inherent risks that come from borrowing against your retirement account....
If you’re working hard to reach your financial goals, one of the best ways to insure your success is to surround yourself with other like-minded people. If you’re busting your butt to become debt free, build an emergency fund, save...
Keeping a roof over your head – i.e., rent or mortgage payments – is often the biggest expense in our budgets. Not long ago on this blog I shared why I’m a renter and not a homeowner. I shared 3...
As financial coaches, we work with people earning less than $20,000 a year to those earning well into the six-figures. And let me assure you: There are broke people on both ends of that scale.
I often say, “Whether you make...
