Some of you out there are confused about whether or not you should get a PerkStreet account. I'm here to set the record straight. As a customer, I can tell you PerkStreet isn't for everyone, though my family and I...
Last year my wife and I had our first child, our son Carter. The months building up until the day he was born were hectic - buying all the baby gear that we needed, setting up the nursery and just...
Without a doubt the holiday season is called the busiest time of the year for a reason. There are grocery lists to plan, gifts to buy and parties to attend. Then there’s traveling to visit people or hosting friends and...
Have you ever done all of your Christmas shopping with a credit card? I have.
Do you remember how it made you feel? And I’m not talking about while you were shopping either: I’m talking about that feeling after Christmas comes...
For years I've opened up my mailbox only to find credit card offers. No more. Today, I'm opening up my mailbox to find PerkStreet perks!
How did I do that? Well, I opted out of prescreened credit card offers! And if...
When we decided to remodel our house, we realized it was a very daunting task. And while it’s exciting and fun to pick out new samples and imagine our dream home, our reality is a tight budget and constant calculations...
You've been brainwashed! Don’t believe me? There was a time when people bought things with money they had earned. But credit card companies and ad agencies have worked for decades, spending billions of dollars to convince us that loans are...
Take a look at your calendar. We’re headed into the busiest season of the year. Parties, shopping, travel, family gatherings...it’s madness! I know that you’re intent and focused on taking control of your money and becoming debt free. But, if...
Thanksgiving is easily my favorite holiday of the year. It’s all about family, friends, food, football, and being grateful for what we have. What could be better? But shopping for all of the food can get quite pricy. Whether you’re...
If you’re worrying about being the victim of identity theft, you should also be concerned enough to be looking for ways to protect your good credit score. Monitoring your credit score is a great way to find out whether your...
To some people, financial independence means being rich, having a large retirement fund, or saving for your kids college. To me, it means being prepared for emergencies, having a backup plan, and, above all, having the financial confidence to make...
As primitive as it sounds, up until this month I’ve always managed my budget on a piece of paper. I have never used fancy spreadsheets or any sort of online personal finance software. I thought I had my finances under...
