Dear Clint and Katy,
Is it okay to transfer your credit card balances around to different card companies in order to get lower rates? We keep receiving offers in the mail for “0% for 12 months” balance transfers. Should we take...
Up to 40 percent of Americans report living beyond their means, racking up tens of thousands of dollars in debt with credit cards and loans. Savings rates are low, and more and more young adults are declaring bankruptcy. Almost half...
Recently, someone asked us how to sell their car. While that may be difficult, it’s nowhere near as difficult as trying to sell your home. The housing market has drastically changed and millions of homeowners are dealing with underwater mortgages...
Who doesn’t love saving money? Whether it’s by using a coupon or finding a great deal, saving money feels good and keeps our hard-earned money where it belongs: in our wallets. Not all money saving techniques are easy, but these...
Dear Clint & Katy,
My wife and I make a total of around $180,000 per year, but we always seem to spend everything we make – and then some. Even at our income level, we can’t afford to purchase a home....
Many people – both men and women – are religious about skin care and/or beauty regimes, myself included. While it can be expensive, it’s not an area in our budget we’re willing to cut completely; but that doesn’t mean we...
Dear Clint & Katy,
I know you recommend becoming debt free before saving a full 3-6 month emergency fund. However, I’m wondering if I should save up 3-6 months of expenses before I begin the debt snowball. I am self-employed and...
As a country we’ve gotten so cluttered, certain retailers exist just to sell storage and organization containers just so we can control all of our stuff. Instead of being sold new ways to organize your clutter, get rid of it...
Dear Clint,
In 2008 I bought a new car. At the time, I was making enough money to comfortably pay the monthly payment. However, I lost my job in 2009 and right now I’m on disability. My car payment is $340...
Dear Clint and Katy,
My husband and I have two teenagers and we really do want to teach them how to properly manage money. Do you think it’s a good idea to include them in our financial conversations?...
Imagine that you’re playing in the Super Bowl: You’re the quarterback, on the opposing team’s 10-yard line, and the ball’s hiked to you. You look up and suddenly realize you’re all alone – your team is gone; it’s just you...
Are you thinking about buying a car? Buying a car can be one of the largest purchases you’ll ever make, and you’ll probably do it more than once. It’s an important decision, but can be costly if you’re not careful....
