My path to student loan repayment began like most people’s: I paid the minimum. For the first year of my student loan repayment, I only paid what I had to. One day, I’ll pay more, I told myself. One day…
I wasn’t sure when that day would be. I was working as a reporter, lucky to be employed at all. High salaries and expected raises were not something I had to look forward to.
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It is an unfortunate fact that the unexpected happens at the least opportune time. Accidents happen anywhere and cost travelers lots of money, before, after or during trips. Trip cancellation insurance protects those looking to travel abroad for business or pleasure, whether on cruise or on an extended stay in a faraway land.
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When I was first out of college, I lived with 5 other guys and a dog in a drafty little place with a landlord we literally never laid eyes on. Twenty-something life at its best! Aside from the obvious glamor of our situation, we did have a few problems. First of all, there were rats the size of house cats that swarmed in the backyard at night. But more importantly, as soon as November rolled around in Boston, the place was freezing! Learning how to insulate windows was easily the best life lesson of the year.
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You want to get in shape. You’re committed to making the lifestyle change necessary to make it happen. And you’re ready to get the ball rolling now. The only problem is you don’t want to spend a million dollars on a fancy gym membership. (You’re not motivated by financial risk.) You need to find out how to lose weight at home.
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No one wants to think about long term care for themselves or their parents as age sets in, but making decisions about a nursing home or alternative care can be tough emotionally and financially. Nursing homes, in fact, can be quite expensive. Here are some alternative methods of long term care that you can start budgeting for now:
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You go online, looking to buy something specific. You get recommendations from friends on Facebook, read reviews and consider different places you could buy it. Settling on Amazon, you decide you’ve found the best price on exactly what you want. Then, just before you check out, you see it. It’s just staring you in the face. The little cell on the last page of your order asking you to type in a “Promotional Code.” Suddenly dread kicks in. What if there is a better deal out there? You consider searching Google for promos or discount codes. Then you notice...
Nothing makes me crave a tropical vacation more than sitting at my desk with wet socks from a cold commute. All inclusive resorts sound like a great idea – just sit back and let someone else take care of all the details. But is it a value or are you paying for services you don’t use? Let’s take a look.
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Since the recession kicked off a few years ago, lots of credit card issuers have been peddling credit card insurance claiming it will help you in the event of an emergency. The premise is this: You pay a monthly fee and the insurance will kick in immediately, covering all your minimum payments in the event of job loss, disability or death. But unless you’re uninsurable and looking for last-ditch coverage, it’s almost never a good idea.
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There are lots of places around for those wondering how to watch movies for free online. But not all of them are legal. You don’t want to end up engaging in piracy, which might land you in hot water. And you certainly don’t want to get fined for watching movies online illegally. You’re just trying to grab a little legal, free entertainment, right!
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