Mint may be the most popular budgeting site online today, but it’s not the only online financial site with nifty tools. Here are five alternatives to Mint that might be more your style.
Buxfer’s biggest strength is its simplicity. You can do everything you would want to do on a budgeting site, including link directly to your bank account and automatically pay your bills. The navigation is easy to understand and the links make sense at a glance, which is nice if you’re not the most comfortable dealing with finances in the first place. Buxfer’s services are free.
BudgetPulse has a friendly layout that is meant to make dealing with finances less intimidating. You can use the site to track your spending through reports and graphs so that you can see where your money is going each month. The budget planning aspect is designed to help you set a financial goal and then reach it using details from your actual accounts. Budget Pulse is also free.
My Spending Plan
MySpendingPlan separates all of your monthly bills into individual envelopes, just like if you got them in the mail. You can use it to set up a budget for your household or to create a specific budget for a big event like a party or a wedding. MySpendingPlan doesn’t connect automatically with outside accounts, so you’ll have to enter all of your financial information by hand. It’s great for keeping your accounts secure, but it can be cumbersome to make separate entries for all transactions. MySpendingPlan is also free service.
Google Docs Budget Templates
If you like to use Google Docs for office-related projects, you should know that the Google Docs Template Gallery is filled with budgeting spreadsheets that are designed to help you track your budget online. You will find simple check registers and more complex spreadsheets with fields that automatically update when you enter new information, making budgeting a painless automation. The Google Docs templates are not as powerful as some other alternatives to Mint.com, but they are easy to use and integrate nicely with other Google Docs. Google Docs is similarly free.
Yodlee Money Center
Yodlee is the site that inspired Mint and several other online budgeting sites. The online service doesn’t focus as specifically on budgeting, but it does include some powerful tools for keeping track of your finances. MoneyCenter integrates well with most online banks, which makes it easy to download your account information directly to the website. Reporting tools and graphs provide a good visual for tracking spending and income at a glance. You can also use MoneyCenter as an online bill paying service for the majority of your accounts. Like the others, Yodlee MoneyCenter is a free service.
Ever tried any of these online budgeting services? What’d you think? We’d love to hear your feedback in our comments section below.
Jessica Bosari is a PerkStreet Customer Columnist, as well as the Site Manager and Editor for billeater a blog with money-saving tips to lower your bills. When she’s not gathering money-saving tips, Jessica is feeding her geeky side with sci-fi movies, tech gadgets, useful apps and productivity tricks, just to keep things interesting. Read more of Jessica’s great financial advice on Perkstreet’s blog, or view her other money-saving tips at billeater.com.