Davis Coaching has been a great addition to our blog with their regular “Ask the Coach” column helping many PerkStreeters get personalized answers to their financial questions. There is more demand than they can possibly answer in a weekly column so they created a special offer just for PerkStreet customers.
If you’ve visited the PerkStreet Blog in the last few months, chances are you’ve seen something written by PerkStreet customers and regular contributors Clint and Katy Davis. Together, they own and operate Davis Coaching, and they have volunteered over 30 advice columns to our readers, including taking on an expanded role hosting a special customer question and answer column on the weekends.
For anyone looking to kickstart or tune up their financial goals, this an awesome value:
- 60 Minutes of 1-on-1 personalized financial coaching
- An expert, objective financial evaluation
- A specific, step-by-step action plan to take control of your finances
- Budgeting forms, the Master Your Money self-study workbook and a 45-minute audio guide titled, Six Keys to a Financial Plan that Actually Works
The first 50 PerkStreet customers to sign up get this package for $97, a savings of $463. Interested? Don’t hesitate. Sign up while there’s still space…
Who are Davis Coaching?
Clint and Katy Davis, a husband and wife team, have a pretty interesting story themselves, escaping over $50,000 in debt in just 16 months, before deciding to start helping others do the same. Get to know them a little bit better with the following Q&A…
Q: Why did you get into financial coaching?
A: In our early twenties, we sat down one day to face the fact that we were over $50,000 in debt. We were overwhelmed, stressed, fighting all the time about money and had no idea how to climb out of that hole. But we got started anyway. We started learning everything we could about managing money – we sacrificed, we worked our tails off, we got coaching and accountability, and 16 long months later, we were officially Debt Free.
Along the way, we were shocked to see how many people were in similar situations – deep in debt, living paycheck-to-paycheck, financially stressed or just unsure how to get started on the road to financial freedom. Once we were free, we made a decision to help as many people as possible achieve the same level of freedom that we have.
Q: What’s the difference between a financial coach, a planner and a broker?
A: A Financial Coach is like a personal trainer for your finances. Rather than focusing only on investment strategies or specific investments, we address every area of an individual’s financial life. We work with people to develop their budget, make a plan for becoming Debt Free, saving an Emergency Fund, and mapping out a specific plan for achieving all of your financial goals, including retirement and paying you’re your children’s college. We provide people with the massive accountability it takes to get started on the journey and the tools to carry out their plan for the rest of their life.
Q: Why should someone use a financial coach?
A: Why does anyone use a coach – NFL teams, golfers, Olympians, actors? A coach is there to teach you, push you, hold you accountable to your goals, and help you do more than you could on your own, and do it more quickly. If there’s a gap between where you are and where you want to be in your finances, having a coach in your corner is the best way to jumpstart your journey. It’s just not necessary to try and figure out the path on your own when you can follow a guide who’s already been where you are and has come out on the other side.
Q: Tell us a success story?
A: It’s hard to pick just one, but this was an exciting moment – One couple we worked with last year were in quite a lot of debt, and life had knocked them around a bit with some unexpected expenses. One of their biggest fears, and rightly so, was taking on even more debt. Their first big goal was to save $1,000 as a starter emergency fund and we talked extensively about plans to help them achieve that goal as quickly as possible. Less than 2 weeks later, I received this update from them:
“We sold the things you recommended and got about $350, plus we received a refund from my health insurance for the mistakes you pointed out, so we now have $1,000 in our Emergency Fund!”
It was obvious that they finally felt a sense of being back in control of their finances, and that was so exciting. But the success stories could go on and on.
Q: What’s one good move anyone can make to get on the right track?
A: Take a lesson from the 12-Step programs – the first step to recovery is admitting there’s a problem. You can’t begin the journey to financial freedom without first taking stock of where you’re starting. We encourage everyone to take 20-30 minutes, sit down with your bills, budget and bank statements and take stock of your financial situation. What’s your net income, how much debt do you have, what are your monthly bills, what are your non-monthly bills, what are your actual monthly expenses? This alone can be an overwhelming process, but we walk our coaching clients through this exact process of identifying where they’re starting at so that we can best map out their course to becoming Debt Free and achieving full Financial Freedom.
Clint and Katy Davis are PerkStreet Customer Columnists and founders of Davis Coaching. As financial coaches, their passion is helping people become and stay debt free! Their personalized coaching is designed to help you get your financial life where you want it to be. Like personal trainers for your finances, they can help you develop a specific plan to achieve your goals, and provide the expertise and accountability to get you there. If you’re ready to take control of your financial life, visit Davis Coaching online, check out the Davis Coaching blog, and connect with Clint and Katy on Twitter and Facebook.